We make applying for cash loans

easy and fast.

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Easy Cash Loans

If you require a personal loan, Ezi Finance are here to help.


We can provide an amount from $500 up to $15,000, over a maximum term of 3 years, you may require guarantor(s) as security. Unsecured loans if applicable up to $5,000.


• There are no hidden fees

• Zero penalties if you pay out your loan early.

• Low establishment fees

• Trained and helpful staff to make your application easy.


Financial Help For Your Current Needs

At Ezi Finance we know that everyday life can be gruelling, with juggling work, family, finances, and social commitments. With over 20 years of finding financial solutions, we provide a stress-free service tailoring a package to your current needs.


The purpose of a loan can vary, from unexpected bills, car repairs, family events or just simply needing a holiday. For whatever the purpose, here at Ezi Finance our friendly staff will tailor the loan to your current need.



Lending Criteria

If you are applying for the first time; to help us process your application we require proof of identification, proof of address and proof of income.

Please click below to find out what specific documents are required.

Terms and Costs

Terms & Rates

  • Loan terms are between three months and 36 months (3 years)
  • Standard interest rate is 24% per annum
  • Our default interest rate is 5% over and above the annual interest rate

Service Fees

  • Every loan has an establishment fee of between $145 - $345
  • A credit balance refund fee may be charged of $10 per refund
  • Weekly loans incur a $2 maintenance charge
  • Fortnightly loans incur a $4 maintenance charge
  • Monthly loans incur a $8 maintenance charge
  • No early settlement fee will be charged

Arrears Fees

Default fees will also be charged for:

  • Emails $10
  • Phone calls $10
  • Letters $15
  • Home visits $45 (Local)
  • Bank statement fee $1.95
  • Credit check fee may be charged between $6.90 and $17.42 per person
  • Drivers licence verification fee $1.75
  • A security registration/renewal fee may be charged of $17.71 (PPSR)
  • A security amend/discharge fee may be charged of $3.45
  • Secured signing fee may be charged of $1.50

Apply Online

Applying Online Is Easy

We have made it even easier for you to apply for your cash loan online.

Simply fill out our online form, and one of our helpful Ezi Finance team members will be in touch with you.


Apply Now

About Us

Ezi Finance are a locally owned company, serving the Whanganui Region in giving financial assistance for over 20 years providing our customers with responsible lending options.


We are proud supporters of our community getting behind the sponsorship of the Braves Softball Team, the Special Children’s Extravaganza, the Wanganui Cossie Club and Foster Kids Family Fun Day.

Our Partners

Ezi Finance are proud to work along side these businesses to offer fair finance options

Get a great finance rate when you get household appliances repaired with ARC Wanganui.

Need to furnish your home? Head into Ginza Bargains on Maria Place Extension and ask about our Ezi Finance Options.

Get a fully Installed Toshiba Heat Pump from ABK from just $29.00 per week. Call us for more information.

Contact us or send us feedback

0800 394 346


Where to find us

You can find Ezi Finance at Suite 22, 225 Wicksteed Street in Whanganui


Get in touch

If you're having trouble with the online application, or you wish to call to talk about your loan options then please call one of our friendly staff.


You can mail us

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Complaints Process

Our goal is to provide a high level of service to our clients every time. However, should you not be satisfied, we invite you to lodge a complaint with us in the first instance. We will endeavour to resolve your complaint within 20 days through our internal process. If we are unable to settle the matter within this time frame, you should then contact Financial Services Complaints, who will investigate your concerns promptly and impartially through an external disputes resolution process. You can contact Financial Services Complaints on 04 472 FSCL (472 3725) or visit their website at www.fscl.org.nz

Fast Cash Loans - Ezi Finance.

0800 394 346